| No |
Scheme
|
Description |
Rate |
Amount |
Tenure |
Purpose |
Criteria |
Sectors |
| 1 |
Bumiputera Entrepreneurs Project Fund |
To provide financing to Bumiputera entrepreneurs who have been awarded contracts/projects by the Government, Government-related agencies, statutory bodies and reputable private/public companies |
5.00% |
RM 5 million (maximum) |
5 years |
Working capital, purchase of shares and refinancing of existing credit facilities |
Bumiputera entrepreneurs or enterprises which are wholly-owned by Bumiputera with viable contracts in hand, members of regional or national Chamber of Commerce, Bumiputera contractors must be registered with Pusat Khidmat Kontraktor and for non-contractors, must be registered with MOF, TNB, Telekom, Petronas etc and credit facilities have not been obtained from financial institutions to finance the project |
All economic sectors |
| 2 |
Fund For Food |
To increase food production and to finance food sector in Malaysia at a reasonable cost |
3.75% |
RM 5million (maximum) |
8 years |
Expansion in productive capacity, working capital
|
Malaysian-owned institutions and citizens residing in Malaysia, investment must be in Malaysiaa and domestic-oriented projects, whereby at least one-half of the total production is sold in the domestic Malaysia |
Primary food production, integrated agriculture, processing and/or distribution of food |
| 3 |
Fund For Small and Medium Industries 2 |
To ensure eligible SMEs in both the export and domestic-oriented sectors have access to financing at reasonable cost |
4%-6% |
RM 5million (maximum) |
5 years |
Expansion in productive capacity and working capital |
Maximum shareholders' funds not exceeding RM2 million and Malaysian residing in Malaysia and owned minimum 51% shareholding incorporated under the Companies Act 1965, the Co-operative Societies Act 1993, the Societies Act 1966, registered with the Companies Commission of Malaysia or any other authoritative bodies |
All economic sectors |
| 4 |
New Entrepreneurs Fund 2 |
To promote the growth of small medium-sized Bumiputera enterprises by ensuring that they have access to financing at reasonable cost |
4%-6% |
RM 5 million (maximum) |
5 years |
Expansion in productive capacity and working capital
|
Business enterprise based on the definition of SMEs, maximum shareholders' funds not exceeding RM2 million, shareholding by Public Listed Companies or Government-Link Companies (if any) should not exceed 20%, wholly-owned Bumiputera institutions incorporated under the Companies Act 1965, the Co-operative Societies Act 1993, the Societies Act 1966, Bumiputera residing in Malaysia and Bumiputera entrepreneurs registered under the Companies Commission of Malaysia or any other authoritative bodies
|
All economic sectors |
| 5 |
Small Debt Resolution Scheme (SDRS) |
To provide assistance to viable small and medium scale enterprises (SMEs) that are constrained by non-performing loans/financing (NPL/NPF) and distressed SMEs with performing loans/financing under multiple participating financial institutions (PFIs), by facilitating restructuring or rescheduling and where appropriate, providing new financing
|
5.00% |
RM 1.5million(maximum |
5 years |
Loan restructuring and new financing will be provided if required
|
Malaysian owned company (at least 51%) and institution registered under the Companies Act 1965, Registration of Businesses Act 1956, societies Act 1966 or the Cooperative Societies Act 1993 under all economic sectors, business enterprises with full-time employees not exceeding 150 or annual sales turnover not exceeding RM25 million, business related financing (excluding share financing and personal consumption), SMEs with NPLs/NPF or distressed SMEs with performing loans/financing under multiple PFIs and applicant must have on-going business
|
All sectors |
